/* ============================================================ */
        /* SERVICES INVESTMENT LICENSE — UNIQUE DESIGN                  */
        /* ============================================================ */

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        .services-license-wrapper {
            font-family: 'Inter', sans-serif;
            background: #f6f8fc;
            padding: 80px 24px;
            position: relative;
            overflow: hidden;
        }

        .services-license-wrapper::before {
            content: '';
            position: absolute;
            width: 1200px;
            height: 700px;
            background: radial-gradient(circle, rgba(32, 68, 122, 0.03) 0%, transparent 70%);
            top: -300px;
            right: -250px;
            border-radius: 50%;
            pointer-events: none;
        }

        .services-license-wrapper .container {
            max-width: 1200px;
            margin: 0 auto;
            position: relative;
            z-index: 2;
        }

        /* ============================================================ */
        /* SECTION HEADER                                               */
        /* ============================================================ */
        .services-license-wrapper .section-header {
            text-align: center;
            margin-bottom: 48px;
        }

        .services-license-wrapper .section-header .badge {
            display: inline-block;
            background: #20447a;
            color: #fff;
            font-size: 11px;
            font-weight: 700;
            letter-spacing: 2px;
            text-transform: uppercase;
            padding: 6px 22px;
            border-radius: 30px;
            margin-bottom: 10px;
        }

        .services-license-wrapper .section-header h2 {
            font-size: 2.2rem;
            font-weight: 800;
            color: #151515;
            line-height: 1.15;
            margin-bottom: 8px;
        }

        .services-license-wrapper .section-header h2 span {
            color: #20447a;
        }

        .services-license-wrapper .section-header p {
            font-size: 16px;
            color: #5a6a7e;
            max-width: 620px;
            margin: 0 auto;
        }

        /* ============================================================ */
        /* HERO — NEW DESIGN                                            */
        /* ============================================================ */
        .services-license-wrapper .hero-new {
            background: #ffffff;
            border-radius: 28px;
            padding: 52px 56px;
            border: 1px solid #eef2f9;
            margin-bottom: 60px;
            box-shadow: 0 4px 20px rgba(0, 0, 0, 0.02);
            display: grid;
            grid-template-columns: 1.4fr 0.6fr;
            gap: 40px;
            align-items: center;
        }

        .services-license-wrapper .hero-new .hero-left .badge {
            display: inline-block;
            background: #20447a;
            color: #fff;
            font-size: 11px;
            font-weight: 700;
            letter-spacing: 2px;
            text-transform: uppercase;
            padding: 6px 22px;
            border-radius: 30px;
            margin-bottom: 14px;
        }

        .services-license-wrapper .hero-new .hero-left h1 {
            font-size: 2.4rem;
            font-weight: 900;
            color: #151515;
            line-height: 1.15;
            margin-bottom: 12px;
        }

        .services-license-wrapper .hero-new .hero-left h1 span {
            color: #20447a;
        }

        .services-license-wrapper .hero-new .hero-left p {
            font-size: 16px;
            color: #5a6a7e;
            line-height: 1.8;
            margin-bottom: 20px;
        }

        .services-license-wrapper .hero-new .hero-left .hero-keys {
            display: flex;
            flex-wrap: wrap;
            gap: 12px 24px;
        }

        .services-license-wrapper .hero-new .hero-left .hero-keys span {
            font-size: 14px;
            color: #2d3a4a;
            display: flex;
            align-items: center;
            gap: 8px;
        }

        .services-license-wrapper .hero-new .hero-left .hero-keys span i {
            color: #20447a;
        }

        .services-license-wrapper .hero-new .hero-right {
            background: linear-gradient(145deg, #eef4ff, #dce6f5);
            border-radius: 18px;
            padding: 28px 24px;
            text-align: center;
            border: 1px solid rgba(32, 68, 122, 0.08);
        }

        .services-license-wrapper .hero-new .hero-right .big-number {
            font-size: 48px;
            font-weight: 900;
            color: #20447a;
            line-height: 1;
        }

        .services-license-wrapper .hero-new .hero-right .big-label {
            font-size: 16px;
            color: #5a6a7e;
            margin-top: 4px;
        }

        .services-license-wrapper .hero-new .hero-right .stat-row {
            display: flex;
            justify-content: center;
            gap: 16px;
            margin-top: 14px;
            flex-wrap: wrap;
        }

        .services-license-wrapper .hero-new .hero-right .stat-row span {
            font-size: 13px;
            color: #2d3a4a;
            display: flex;
            align-items: center;
            gap: 6px;
        }

        .services-license-wrapper .hero-new .hero-right .stat-row span i {
            color: #20447a;
        }

        /* ============================================================ */
        /* SERVICES SECTORS — EXPANDED GRID                             */
        /* ============================================================ */
        .services-license-wrapper .sectors-section {
            background: #ffffff;
            border-radius: 24px;
            padding: 44px 48px;
            border: 1px solid #eef2f9;
            margin-bottom: 60px;
            box-shadow: 0 4px 16px rgba(0, 0, 0, 0.02);
        }

        .services-license-wrapper .sectors-section .sectors-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 16px;
            margin-top: 24px;
        }

        .services-license-wrapper .sectors-section .sectors-grid .sector-card {
            background: #f8faff;
            padding: 20px 18px;
            border-radius: 14px;
            border: 1px solid #eef2f9;
            text-align: center;
            transition: 0.3s;
        }

        .services-license-wrapper .sectors-section .sectors-grid .sector-card:hover {
            border-color: #20447a;
            background: #eef4ff;
            transform: translateY(-4px);
        }

        .services-license-wrapper .sectors-section .sectors-grid .sector-card .sc-icon {
            font-size: 28px;
            color: #20447a;
            margin-bottom: 8px;
            display: block;
        }

        .services-license-wrapper .sectors-section .sectors-grid .sector-card h4 {
            font-size: 14px;
            font-weight: 700;
            color: #151515;
            margin-bottom: 0;
        }

        /* ============================================================ */
        /* WHY SERVICES LICENSE — ICON GRID                            */
        /* ============================================================ */
        .services-license-wrapper .why-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 24px;
            margin-bottom: 60px;
        }

        .services-license-wrapper .why-grid .why-card {
            background: #ffffff;
            border-radius: 18px;
            padding: 32px 28px;
            border: 1px solid #eef2f9;
            transition: all 0.35s ease;
            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
            text-align: center;
        }

        .services-license-wrapper .why-grid .why-card:hover {
            transform: translateY(-6px);
            border-color: #20447a;
            box-shadow: 0 16px 40px rgba(32, 68, 122, 0.06);
        }

        .services-license-wrapper .why-grid .why-card .why-icon {
            width: 56px;
            height: 56px;
            background: #eef4ff;
            border-radius: 16px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 26px;
            color: #20447a;
            margin: 0 auto 14px;
            transition: 0.3s;
        }

        .services-license-wrapper .why-grid .why-card:hover .why-icon {
            background: #20447a;
            color: #fff;
            transform: scale(1.05);
        }

        .services-license-wrapper .why-grid .why-card h4 {
            font-size: 17px;
            font-weight: 700;
            color: #151515;
            margin-bottom: 6px;
        }

        .services-license-wrapper .why-grid .why-card p {
            font-size: 14px;
            color: #5a6a7e;
            line-height: 1.6;
            margin-bottom: 0;
        }

        /* ============================================================ */
        /* PROCESS — NUMBERED STEPS                                     */
        /* ============================================================ */
        .services-license-wrapper .process-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 24px;
            margin-bottom: 60px;
        }

        .services-license-wrapper .process-grid .process-step {
            background: #ffffff;
            border-radius: 18px;
            padding: 28px 24px;
            border: 1px solid #eef2f9;
            transition: all 0.35s ease;
            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
            position: relative;
            overflow: hidden;
        }

        .services-license-wrapper .process-grid .process-step:hover {
            transform: translateY(-4px);
            border-color: #20447a;
            box-shadow: 0 12px 32px rgba(32, 68, 122, 0.06);
        }

        .services-license-wrapper .process-grid .process-step .step-num {
            font-size: 48px;
            font-weight: 900;
            color: rgba(32, 68, 122, 0.06);
            position: absolute;
            top: -8px;
            right: 12px;
            line-height: 1;
        }

        .services-license-wrapper .process-grid .process-step .step-icon {
            font-size: 28px;
            color: #20447a;
            margin-bottom: 10px;
            display: block;
        }

        .services-license-wrapper .process-grid .process-step h4 {
            font-size: 17px;
            font-weight: 700;
            color: #151515;
            margin-bottom: 4px;
        }

        .services-license-wrapper .process-grid .process-step p {
            font-size: 14px;
            color: #5a6a7e;
            line-height: 1.6;
            margin-bottom: 0;
        }

        /* ============================================================ */
        /* DOCUMENTS — CHECKLIST STYLE                                  */
        /* ============================================================ */
        .services-license-wrapper .docs-checklist {
            background: #ffffff;
            border-radius: 24px;
            padding: 44px 48px;
            border: 1px solid #eef2f9;
            margin-bottom: 60px;
        }

        .services-license-wrapper .docs-checklist .checklist-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 16px 32px;
            margin-top: 20px;
        }

        .services-license-wrapper .docs-checklist .checklist-grid .check-item {
            display: flex;
            align-items: center;
            gap: 12px;
            padding: 10px 0;
            border-bottom: 1px solid #f0f2f5;
        }

        .services-license-wrapper .docs-checklist .checklist-grid .check-item:last-child {
            border-bottom: none;
        }

        .services-license-wrapper .docs-checklist .checklist-grid .check-item .chk {
            width: 28px;
            height: 28px;
            min-width: 28px;
            background: #eef4ff;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: #20447a;
            font-size: 13px;
            font-weight: 700;
        }

        .services-license-wrapper .docs-checklist .checklist-grid .check-item span {
            font-size: 14px;
            color: #2d3a4a;
        }

        /* ============================================================ */
        /* FAQ — MINIMAL STYLE                                          */
        /* ============================================================ */
        .services-license-wrapper .faq-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 20px;
            margin-bottom: 60px;
        }

        .services-license-wrapper .faq-grid .faq-item {
            background: #ffffff;
            padding: 24px 28px;
            border-radius: 16px;
            border: 1px solid #eef2f9;
            transition: 0.3s;
        }

        .services-license-wrapper .faq-grid .faq-item:hover {
            border-color: #20447a;
        }

        .services-license-wrapper .faq-grid .faq-item h4 {
            font-size: 16px;
            font-weight: 700;
            color: #151515;
            margin-bottom: 6px;
        }

        .services-license-wrapper .faq-grid .faq-item p {
            font-size: 14px;
            color: #5a6a7e;
            line-height: 1.6;
            margin-bottom: 0;
        }

        /* ============================================================ */
        /* CTA — DUAL BUTTON                                            */
        /* ============================================================ */
        .services-license-wrapper .cta-dual {
            background: linear-gradient(135deg, #20447a, #1a3a66);
            border-radius: 24px;
            padding: 48px 56px;
            text-align: center;
            color: #fff;
        }

        .services-license-wrapper .cta-dual h3 {
            font-size: 26px;
            font-weight: 800;
        color: #fff;
            margin-bottom: 6px;
        }
        

        .services-license-wrapper .cta-dual p {
            font-size: 16px;
            color: #b8ccff;
            max-width: 520px;
            margin: 0 auto 25px;
        }

        .services-license-wrapper .cta-dual .btn-group {
            display: flex;
            gap: 14px;
            justify-content: center;
            flex-wrap: wrap;
        }

        .services-license-wrapper .cta-dual .btn-primary {
            display: inline-block;
            padding: 1px 0px 1px 0px;
            background: #fff; 
            color: #20447a;
            font-weight: 700;
            border-radius: 50px;
            text-decoration: none;
            transition: 0.3s;
        }

        .services-license-wrapper .cta-dual .btn-primary:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 24px rgba(255, 255, 255, 0.2);
        }

        .services-license-wrapper .cta-dual .btn-secondary {
            display: inline-block;
            padding: 8px 23px;
            background: transparent;
            color: #fff;
            font-weight: 600;
            border-radius: 50px;
            text-decoration: none;
            border: 2px solid rgba(255, 255, 255, 0.3);
            transition: 0.3s;
        }

        .services-license-wrapper .cta-dual .btn-secondary:hover {
            background: rgba(255, 255, 255, 0.1);
            border-color: #fff;
            transform: translateY(-2px);
        }

        /* ============================================================ */
        /* RESPONSIVE                                                   */
        /* ============================================================ */
        @media (max-width: 1024px) {
            .services-license-wrapper .hero-new {
                grid-template-columns: 1fr;
                padding: 32px 28px;
                gap: 24px;
            }
            .services-license-wrapper .sectors-section .sectors-grid {
                grid-template-columns: repeat(3, 1fr);
            }
            .services-license-wrapper .why-grid {
                grid-template-columns: repeat(2, 1fr);
            }
            .services-license-wrapper .process-grid {
                grid-template-columns: repeat(2, 1fr);
            }
            .services-license-wrapper .docs-checklist .checklist-grid {
                grid-template-columns: 1fr;
            }
            .services-license-wrapper .faq-grid {
                grid-template-columns: 1fr;
            }
        }

        @media (max-width: 768px) {
            .services-license-wrapper {
                padding: 50px 16px;
            }
            .services-license-wrapper .section-header h2 {
                font-size: 1.8rem;
            }
            .services-license-wrapper .hero-new .hero-left h1 {
                font-size: 2rem;
            }
            .services-license-wrapper .hero-new {
                padding: 28px 20px;
            }
            .services-license-wrapper .sectors-section {
                padding: 28px 20px;
            }
            .services-license-wrapper .sectors-section .sectors-grid {
                grid-template-columns: repeat(2, 1fr);
            }
            .services-license-wrapper .why-grid {
                grid-template-columns: 1fr;
            }
            .services-license-wrapper .process-grid {
                grid-template-columns: 1fr;
            }
            .services-license-wrapper .docs-checklist {
                padding: 28px 20px;
            }
            .services-license-wrapper .cta-dual {
                padding: 32px 24px;
            }
            .services-license-wrapper .cta-dual .btn-group {
                flex-direction: column;
                align-items: center;
            }
            .services-license-wrapper .cta-dual .btn-primary,
            .services-license-wrapper .cta-dual .btn-secondary {
                width: 100%;
                text-align: center;
            }
            .services-license-wrapper .hero-new .hero-left .hero-keys {
                flex-direction: column;
                gap: 6px;
            }
        }

        @media (max-width: 480px) {
            .services-license-wrapper .section-header h2 {
                font-size: 1.5rem;
            }
            .services-license-wrapper .hero-new .hero-left h1 {
                font-size: 1.6rem;
            }
            .services-license-wrapper .sectors-section .sectors-grid {
                grid-template-columns: 1fr 1fr;
            }
            .services-license-wrapper .sectors-section .sectors-grid .sector-card {
                padding: 14px 10px;
            }
            .services-license-wrapper .sectors-section .sectors-grid .sector-card .sc-icon {
                font-size: 22px;
            }
            .services-license-wrapper .sectors-section .sectors-grid .sector-card h4 {
                font-size: 12px;
            }
            .services-license-wrapper .hero-new .hero-right .big-number {
                font-size: 36px;
            }
            .services-license-wrapper .faq-grid .faq-item {
                padding: 18px 20px;
            }
            .services-license-wrapper .docs-checklist .checklist-grid .check-item span {
                font-size: 13px;
            }
        }