* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Inter', sans-serif;
            background: #f6f8fc;
            color: #151515;
        }

        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 24px;
        }

        /* ============================================================ */
        /* HERO — PROFESSIONAL WITH PILLS                              */
        /* ============================================================ */
        .hero {
            background: #ffffff;
            padding: 80px 0 70px;
            border-bottom: 1px solid #eef2f9;
            text-align: center;
        }

        .hero .badge {
            display: inline-block;
            background: rgba(32, 68, 122, 0.08);
            color: #20447a;
            font-size: 12px;
            font-weight: 600;
            letter-spacing: 1px;
            text-transform: uppercase;
            padding: 5px 18px;
            border-radius: 30px;
            margin-bottom: 18px;
        }

        .hero h1 {
            font-size: 2.4rem;
            font-weight: 900;
            color: #151515;
            line-height: 1.2;
            margin-bottom: 14px;
            max-width: 750px;
            margin-left: auto;
            margin-right: auto;
        }

        .hero h1 span {
            color: #20447a;
        }

        .hero p {
            font-size: 17px;
            color: #5a6a7e;
            max-width: 620px;
            margin: 0 auto 24px;
            line-height: 1.8;
        }

        /* ----- Professional Pills ----- */
        .hero .portal-pills {
            display: flex;
            flex-wrap: wrap;
            justify-content: center;
            gap: 10px;
        }

        .hero .portal-pills .pill {
            display: inline-flex;
            align-items: center;
            gap: 8px;
            background: #f8faff;
            padding: 10px 22px;
            border-radius: 50px;
            font-size: 14px;
            font-weight: 500;
            color: #2d3a4a;
            border: 1px solid #eef2f9;
            transition: all 0.3s ease;
            box-shadow: 0 2px 6px rgba(0, 0, 0, 0.02);
        }

        .hero .portal-pills .pill i {
            color: #20447a;
            font-size: 14px;
            transition: 0.3s;
        }

        .hero .portal-pills .pill:hover {
            border-color: #20447a;
            background: #eef4ff;
            transform: translateY(-3px);
            box-shadow: 0 6px 20px rgba(32, 68, 122, 0.06);
        }

        .hero .portal-pills .pill:hover i {
            transform: scale(1.15);
        }

        .hero .portal-pills .pill .pill-badge {
            display: inline-block;
            background: #20447a;
            color: #fff;
            font-size: 9px;
            font-weight: 700;
            padding: 2px 8px;
            border-radius: 30px;
            margin-left: 4px;
            letter-spacing: 0.5px;
        }

        /* ============================================================ */
        /* SECTION TITLE                                                */
        /* ============================================================ */
        .section-title {
            text-align: center;
            margin-bottom: 48px;
        }

        .section-title .label {
            display: inline-block;
            background: #20447a;
            color: #fff;
            font-size: 11px;
            font-weight: 700;
            letter-spacing: 2px;
            text-transform: uppercase;
            padding: 5px 20px;
            border-radius: 30px;
            margin-bottom: 10px;
        }

        .section-title h2 {
            font-size: 2.2rem;
            font-weight: 800;
            color: #151515;
            line-height: 1.15;
            margin-bottom: 6px;
        }

        .section-title h2 span {
            color: #20447a;
        }

        .section-title p {
            font-size: 16px;
            color: #5a6a7e;
            max-width: 600px;
            margin: 0 auto;
            line-height: 1.7;
        }

        /* ============================================================ */
        /* SECTION PADDING                                              */
        /* ============================================================ */
        .section-padding {
            padding: 60px 0;
        }

        .section-padding.bg-light {
            background: #f6f8fc;
        }

        .section-padding.bg-white {
            background: #ffffff;
        }

        /* ============================================================ */
        /* TIMELINE STYLE                                               */
        /* ============================================================ */
        .timeline-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 20px;
            position: relative;
        }

        .timeline-grid::before {
            content: '';
            position: absolute;
            top: 40px;
            left: 10%;
            right: 10%;
            height: 2px;
            background: #20447a;
            opacity: 0.1;
        }

        .timeline-item {
            text-align: center;
            position: relative;
        }

        .timeline-item .t-icon {
            width: 56px;
            height: 56px;
            background: #20447a;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: #fff;
            font-size: 22px;
            margin: 0 auto 14px;
            box-shadow: 0 4px 16px rgba(32, 68, 122, 0.2);
            position: relative;
            z-index: 2;
        }

        .timeline-item h4 {
            font-size: 16px;
            font-weight: 700;
            color: #151515;
            margin-bottom: 4px;
        }

        .timeline-item p {
            font-size: 13px;
            color: #5a6a7e;
            line-height: 1.5;
            margin-bottom: 0;
        }

        /* ============================================================ */
        /* PLATFORM CARDS                                               */
        /* ============================================================ */
        .platform-scroll {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 20px;
        }

        .platform-item {
            background: #ffffff;
            border-radius: 18px;
            padding: 28px 20px;
            text-align: center;
            border: 1px solid #eef2f9;
            transition: 0.35s;
            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
        }

        .platform-item:hover {
            transform: translateY(-6px);
            border-color: #20447a;
            box-shadow: 0 16px 40px rgba(32, 68, 122, 0.06);
        }

        .platform-item .p-icon {
            font-size: 32px;
            color: #20447a;
            margin-bottom: 10px;
        }

        .platform-item h4 {
            font-size: 16px;
            font-weight: 700;
            color: #151515;
            margin-bottom: 4px;
        }

        .platform-item p {
            font-size: 13px;
            color: #5a6a7e;
            line-height: 1.5;
            margin-bottom: 0;
        }

        /* ============================================================ */
        /* FEATURE CARDS — 2 COLUMN                                     */
        /* ============================================================ */
        .feature-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 20px;
        }

        .feature-card {
            background: #ffffff;
            border-radius: 18px;
            padding: 24px 22px;
            border: 1px solid #eef2f9;
            transition: 0.35s;
            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
            display: flex;
            align-items: flex-start;
            gap: 16px;
        }

        .feature-card:hover {
            transform: translateX(6px);
            border-color: #20447a;
            box-shadow: 0 12px 32px rgba(32, 68, 122, 0.06);
        }

        .feature-card .f-icon {
            width: 48px;
            height: 48px;
            min-width: 48px;
            background: #eef4ff;
            border-radius: 14px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 20px;
            color: #20447a;
            transition: 0.3s;
        }

        .feature-card:hover .f-icon {
            background: #20447a;
            color: #fff;
        }

        .feature-card .f-content h4 {
            font-size: 16px;
            font-weight: 700;
            color: #151515;
            margin-bottom: 2px;
        }

        .feature-card .f-content p {
            font-size: 14px;
            color: #5a6a7e;
            line-height: 1.5;
            margin-bottom: 0;
        }

        /* ============================================================ */
        /* WHY CARDS — 2 COLUMN                                         */
        /* ============================================================ */
        .why-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 24px;
        }

        .why-card {
            background: #ffffff;
            border-radius: 18px;
            padding: 28px 24px;
            border-left: 4px solid #20447a;
            transition: 0.35s;
            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
        }

        .why-card:hover {
            transform: translateX(6px);
            box-shadow: 0 12px 32px rgba(32, 68, 122, 0.06);
        }

        .why-card .w-icon {
            font-size: 24px;
            color: #20447a;
            margin-bottom: 12px;
        }

        .why-card h4 {
            font-size: 17px;
            font-weight: 700;
            color: #151515;
            margin-bottom: 6px;
        }

        .why-card p {
            font-size: 14px;
            color: #5a6a7e;
            line-height: 1.6;
            margin-bottom: 0;
        }

        /* ============================================================ */
        /* DOCUMENTS                                                    */
        /* ============================================================ */
        .docs-section {
            background: #ffffff;
            border-radius: 24px;
            padding: 44px 48px;
            border: 1px solid #eef2f9;
        }

        .docs-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 8px 32px;
            margin-top: 20px;
        }

        .docs-grid .doc-item {
            display: flex;
            align-items: center;
            gap: 10px;
            padding: 6px 0;
            border-bottom: 1px solid #f0f2f5;
        }

        .docs-grid .doc-item .check {
            color: #20447a;
            font-size: 16px;
        }

        .docs-grid .doc-item span {
            font-size: 14px;
            color: #2d3a4a;
            line-height: 1.5;
        }

        /* ============================================================ */
        /* CTA                                                          */
        /* ============================================================ */
        .cta-section {
            background: linear-gradient(135deg, #20447a, #1a3a66);
            border-radius: 24px;
            padding: 48px 56px;
            text-align: center;
            color: #fff;
        }

        .cta-section h3 {
            font-size: 26px;
            font-weight: 800;
            line-height: 1.3;
            margin-bottom: 6px;
            color: white;;
        }

        .cta-section p {
            font-size: 16px;
            color: #b8ccff;
            max-width: 520px;
            margin: 0 auto 22px;
            line-height: 1.7;
        }

        .cta-section .cta-btn {
            display: inline-block;
            padding: 8px 22px;
            background: #fff;
            color: #20447a;
            font-weight: 700;
            border-radius: 50px;
            text-decoration: none;
            transition: 0.3s;
        }

        .cta-section .cta-btn:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 24px rgba(255, 255, 255, 0.2);
        }

        /* ============================================================ */
        /* RESPONSIVE                                                   */
        /* ============================================================ */
        @media (max-width: 1024px) {
            .timeline-grid {
                grid-template-columns: 1fr 1fr;
            }

            .timeline-grid::before {
                display: none;
            }

            .platform-scroll {
                grid-template-columns: 1fr 1fr;
            }

            .feature-grid {
                grid-template-columns: 1fr;
            }

            .why-grid {
                grid-template-columns: 1fr;
            }
        }

        @media (max-width: 768px) {
            .hero {
                padding: 50px 0 40px;
            }

            .hero h1 {
                font-size: 2rem;
            }

            .section-title h2 {
                font-size: 1.8rem;
            }

            .timeline-grid {
                grid-template-columns: 1fr;
            }

            .platform-scroll {
                grid-template-columns: 1fr;
            }

            .feature-grid {
                grid-template-columns: 1fr;
            }

            .why-grid {
                grid-template-columns: 1fr;
            }

            .docs-section {
                padding: 28px 20px;
            }

            .docs-grid {
                grid-template-columns: 1fr;
            }

            .cta-section {
                padding: 32px 24px;
            }

            .cta-section h3 {
                font-size: 22px;
            }

            .hero .portal-pills .pill {
                padding: 8px 16px;
                font-size: 13px;
            }
        }

        @media (max-width: 480px) {
            .hero h1 {
                font-size: 1.6rem;
            }

            .hero .portal-pills .pill {
                padding: 6px 14px;
                font-size: 12px;
                gap: 5px;
            }

            .timeline-item .t-icon {
                width: 48px;
                height: 48px;
                font-size: 18px;
            }
        }